Area Median Income (AMI)
By Michelle Krocker | June 13, 2018
The median divides the income distribution into two equal parts: one-half of the cases falling below the median income and one-half above the median. HUD used the median income for families in metropolitan and non-metropolitan areas to calculate income limits for eligibility in a variety of housing programs. HUD estimates the median family income for an area in the current year and adjusts that amount for different family sizes so that family incomes may be expressed as a percentage of the area median income.